The answer to this question is both simple and tricky if you have an automobile accident. Pennsylvania is a no-fault state when it comes to payment of medical bills. That is, your automobile insurance company will pay your own bills, even if the other party was at fault. It then becomes tricky after your automobile medical payment coverage has exhausted, i.e., runs out.
Getting covered after the auto coverage runs out
Sometimes your doctor or therapist will continue to treat you even though the coverage has exhausted. Of course, this same doctor or therapist needs paid by you eventually, and typically will wait until your case gets settled. At that time Attorney Stoehr will contact the medical provider and attempt to negotiate a settlement of your outstanding bills. Attorney Stoehr has had a lot of success in negotiating lower amounts for his clients.
Of course, if you are fortunate enough to have health insurance, this health insurance will pay for your medical treatment after the exhaustion of the automobile medical coverage. Simply provide the information from your insurance card to your doctor or therapist. A lot of people in this region do not have health insurance. However, you may be eligible for Medicaid. If so, we will help you get the process started. Older claimants typically use Medicare. If the claimant is a former military person, the Veterans Administration or Tricare may pay for medical treatment. Further, if your injury originated during the course of your employment, you should already be receiving workers' compensation benefits. Here you can make a claim against the defendant that caused your injuries while still collecting workers' compensation benefits.
If you have no coverage
In more difficult times, there is no source for payment of bills. Occasionally my staff can uncover unusual sources for payment, such as a hospital's Charity Care. Another way to possible get medical treatment is for Attorney Stoehr to contact your doctor. Attorney Stoehr knows a lot of the healthcare professionals in town, and has experienced success in obtaining treatment for his clients, during the pendency of their claim. This is typically done through a letter of protection. Attorney Stoehr writes a letter to the doctor stating that Attorney Stoehr will protect the doctor's charged for the services when the case settles.
We help you for free
At our firm we are all about making the claims process as simple as possible for you, the client. These extras that we perform, such as obtaining medical coverage for you, and dealing with your insurance matters, can be very time-consuming. All of this work is free to you, we do not charge any additional sums of money, and your contingent fee percentage remains the same. We are this regions go-to injury firm!