Duncansville Car Insurance Attorney

Pennsylvania Lawyers Fighting Car Insurance Companies

When you have been in an accident, many people do not know that the law often affords you more coverage than what the insurance company tells you that you have. The solution is working with the experienced attorneys at Stoehr & Smith, L.L.C., to protect your interests.

Our lawyers have numerous years of experience resolving car insurance disputes, including those involving uninsured or underinsured motorist coverages and the limited tort coverage election. We will also file bad faith actions against insurance companies, if necessary, in Pennsylvania and Maryland.

What Your Insurer Isn't Telling You About Your UM or UIM Coverage

If you have been hurt by an uninsured or underinsured motorist, or have been the victim of a hit and run, you may be able to make a claim against your own insurance company. In order to make this claim you must have uninsured or underinsured motorist coverage on your policy. Frequently many people do not know whether they have this coverage, and their own insurance company usually does not bring this to their attention. Thus, you need to consult with our senior attorneys who are experienced in these matters. Do not leave money on the table, call us to make this claim for you, and for a full analysis of your insurance coverage.

Working with Stoehr & Smith, L.L.C., can help keep your insurer accountable. When they know that you are working with our lawyers, they know they can't cut corners and keep things from you. Take action. Call us at 814-693-5062 or toll free 866-582-0527.

The Limited Tort Option Does Not Always Mean Limited Results

Under Pennsylvania law, you may have selected the "limited tort option" on your car insurance coverage. This option saves money, but it also limits the rights that you and others covered by your policy have to sue for pain and suffering.

Often — when you have been in an accident — insurers tell you that this limited tort option prevents you from taking the legal action you need. The experienced attorneys at Stoehr & Smith, L.L.C., can tell you that this is not always true.

For example, there are exceptions to limited tort coverage. You may make a claim if the vehicle that injured you is registered out of state, if you were struck by a drunk driver who was later convicted, or if you were driving a rental or business-owned vehicle. The best way to know whether an exception applies to your situation or whether your injuries are serious enough to overcome your “limited tort” election is to talk with our attorneys about your options.

Questions About Pennsylvania Auto Insurance Coverage?

For answers to your car insurance questions, schedule a free initial consultation with a lawyer at Stoehr & Smith, L.L.C. Contact our Blair County, Pennsylvania, law firm by calling 814-693-5062 or toll free 866-582-0527.

Home and hospital visits can be arranged. Evening and weekend hours are available for your convenience.