What is a Personal Injury Settlement Calculator?

There is a website that claims it can tell you the value of your personal injury claim. You simply state your zip code, year of the accident, and whether you were at fault. There are other questions about your injury, medical bills, and lost wages. If only life were that simple.

There are dozens and dozens of factors to determine the value of a personal injury claim. The factors include, but are not limited to, the nature of your injury, whether you had a pre-accident similar condition, whether surgery is anticipated and by what doctor. However, this is only the tip of the iceberg. For example, it is important to know whether the injury has impacted your day to day activities including the ability to work. Are you now taking medications and will they change? Venue is very important in determining the value of the claim, i.e., where the accident occurred and where you live. Other factors are the amount and type of therapy you receive, the reputations of your therapists and doctors, and whether there is any indication that your problem my develop again or be permanent.

Only an experienced personal injury attorney can tell you the value of your claim.  Nearly all personal injury claims are paid by large insurers who represent the person with whom you are blaming for your injuries. Further, an injury does not have a specific dollar amount in value. Rather, there is a range in value. An experienced injury attorney who has a solid reputation with the insurance industry can obtain a settlement for you near the high end of the range.

We believe that these online personal injury settlement calculators are websites either designed by the insurance industry or out-of-town lawyers trying to compete with local lawyers. The insurance company wants you to settle for the least amount possible and does not want you to go to an attorney. Therefore, if an insurance company creates a website it will likely place a low value on the claim. When you attempt to settle the injury claim yourself, you may not have the confidence needed to ask for more than what the online website calculator says. Regarding out-of-town attorneys, these are attorneys looking for a quick hit in our part of the state. They are trying to lure you into contacting them by using an online personal injury settlement calculator.

The best course of action is to call a personal injury attorney in the region where you live. Attorney Doug Stoehr services Blair and the surrounding counties. Attorney Stoehr has been settling personal injury claims for over 24 years. He also worked as an insurance claim representative for six years before law school. He knows the tricks of the trade that the insurance companies use to minimize the value of your claim. Take a thorough look at our website and call our office to schedule a free appointment.